Sunday, 9 September 2012

Chapter 1: The Chronicles Begin

"Once upon a time there was a guy and a gal who wanted a place of their own. Although they were very happy in their little rented flat, they were getting tired of paying someone else's mortgage and decided to buy a little flat of their own and pay their own mortgage...." and that's where the fairytale abruptly ended and our chronicles begin...

How on earth are you supposed to save up a deposit? The guy and gal in our story have resonably paid jobs, but live in the not so resonably priced south-east of England. No children to pay for, but no bank of mum & dad either. And no rich relatives who are likely to drop off this mortal coil and leave them enough for a decent deposit either.

But what about the internet I hear you cry! There are lots of advice on living on a budget, cooking from scratch, things to do for free, and yes there are. Having read most of them I think there are lots of help and advice, but most of them seem to be aimed at families or singletons. Also, most of the first time buyer blogs mostly seem to be by people who have already got a house deposit together and are now looking for the perfect first time purchase. Good luck to them, but this one is all about how to get those elusive but highly important K's in the first place.

At the moment we are living in a rented two bed flat outside Slough (yup, it is excactely how The Office describes it) which makes sense as it is equally situated between where we both work but we're hoping to move south of Heathrow. I'm a suburbanite and he's a country boy, so we're trying to find something which suits us both. Suburban countryside? 

"So this is the story all about how"... we try to save up enough for a deposit for a property. I hope to hear from all of you who have made it through your chronicles and all of you who are in the same boat as us. Any advice is welcome and any questions likewise.

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